Life happens. Open Enrollment is over, but there are still several opportunities to get covered.
Whether you are hearing about us for the first time or have been here before and didn’t qualify for financial help to pay for health insurance at the time, it’s worth a look now. Here’s what you should know:
• There’s no income cap to qualify for financial help, and Coloradans of most income ranges are eligible for reduced premiums.
• People with income below a certain amount can qualify for plans with $0 premiums.
• More families who have access to employer health insurance can now qualify for financial help through our marketplace.
• Coloradans with income below a certain amount can qualify for even more cost-sharing reductions than in previous years.
There are two types of financial help you can qualify for:
Premium tax credits that lower your monthly premiums
Cost-sharing reductions that give you healthcare discounts when you go to the doctor, pick up a prescription, or if you need to pay your deductible.
Depending on your income range and household size, you can qualify for lower monthly premiums OR for BOTH lower monthly premiums and cost-sharing reductions.